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Personal Loans® made simple
  • Loans from $500 to $35,000
  • Large lender network
  • Fast loan decision
  • Use the loan for any purpose
  • Funding as soon as one business day, if approved

Why PersonalLoans.com?

Every day, we help people search for a personal loan from our network of lenders and in other third-party lender networks we use. If no lender offers you a loan, you may be presented with an offer for debt relief, credit repair, credit monitoring or other similar services.

Frequently Asked Questions

With how complicated car loans can be, you’re bound to have a few questions about it. Have a look through our most frequently asked questions and see if your question has already been answered.

Personal Loans® offers a fast and flexible form to help connect you to a lender and complete an application with them. A personal loan can be used for many reasons and can be a quick and easy way to receive funds up front. If a lender from our network or one of the other third-party lender networks we use offers you a loam, you’ll be able to review the loan terms before accepting or declining the offer. Payments are due over a fixed period of times and often carry a fixed interest rate.

If no lenders offer you a loan, we may pass some of your limited contact information to other partners so you can receive offers for debt relief, credit repair, credit monitoring, or similar services.

Personal Loans® provides its service completely free of charge to you. However, if you accept a loan offer from a lender, the lender will typically charge an origination fee or other fees. Lenders are required by law to disclose these fees and other important loan information to you before you accept a loan offer. It is important to fully read through the terms of the agreement prior to signing.

The Annual Percentage Rate (APR) is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of funds over the term of the loan. As loans can vary in terms of interest-rate structure, transaction fees, late penalties and other factors, a standardized computation such as the APR provides borrowers with a bottom-line number they can easily compare to rates charged by other lenders. It is important to contact the lender you are connected with directly to review and understand the specific details of your loan agreement.

Lenders in the Personal Loans® network and in the other third-party lender networks we use generally have online systems available to take electronic payments and manage your account. These lenders also generally have customer service agents who may be happy to take your payment by phone. The personal loans offers you may receive through our service generally have a 90-day minimum repayment and a 72-month maximum repayment term. All lenders are required by law to clearly disclose the terms of your loan offer before you can accept the offer. Before accepting any loan, you should carefully read all disclosures and the loan agreement in their entirety, and understand the detailed information about APR and repayment terms. Always remember that we are not a lender and we are not involved with the loan process with any lenders.

Personal Loans made simple

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